International students and guests  

Information for international students and guests

Health insurance 

During your stay in Germany and at the Berlin School of Mind you must have health-insurance cover. Health insurance is a mandatory insurance in Germany. Students will have to cover their own health insurance fees and will have to join a public health insurance company. They should calculate approx. 70 euros per month for fees.

Third-party private liability insurance  (Privathaftpflichtversicherung)

The website “How to Germany” writes: “The most important and yet the least expensive insurance cover you will need in Germany is third-party private liability insurance (Privathaftpflichtversicherung). It will provide cover to you or to any insured member of your family in the event that you commit an act for which a German court would consider you ordinarily negligent. Ordinary negligence could be a simple matter of damaging someone else’s property, for instance knocking over a vase while visiting a friend or in a shop, or causing an accident as a pedestrian by not crossing at the zebra crossing, causing bodily injury whilst engaging in sports activities.”

Third-party private liability insurance costs only around 50–60 euros per year, i.e. 4–5 euros per month. The cost of one mensa meal per month could save you literally millions of euros.

Read more about this and all other insurance on “How to Germany”:

This page last updated on: 13 December 2016